AI driven solutions are becoming a competitive differentiator for banks and other financial services — delivering a hyper-personalised customer experience, improving decision-making and boosting operational efficiency. Yet, many financial services institutions (FIs) remain in an experimental phase and will need to accelerate actual AI deployment. Otherwise, they risk being left behind by digitally native players.

The ongoing technological revolution continues to change the world in unforeseeable ways, which can make difficult the accurate forecasting of jobs we cannot yet imagine. Nevertheless, to help organisations and individuals prepare for changes we are expecting to see in the coming years, we embarked on the enormous endeavour of applying our knowledge across several industries to predict the new jobs that are likely to emerge over the next decade.

The pharma manufacturing landscape is evolving as never before. Much of this change is driven by greater connectivity and Industry 4.0. The subsequent availability of data is driving operational efficiencies and providing unique insights.

After the coronavirus pandemic, the world will be quite different. Whether the current lockdown lasts weeks or months, very little will remain unchanged by COVID-19. A special report from Cognizant’s Center for the Future of Work, After the Virus: A Special Report Looking Back on the Next Five Years, explores the most probable shifts across healthcare, education, retail, travel, technology, and government as the world becomes more connected and virtual. The report was written from a future perspective – as if the events were being chronicled in 2025, tracing the changes that unfolded in the immediate years following this pandemic.

We do not need a crystal ball to determine the future of payments, it can be summed up in a few words: speed, transparency, personalisation, choice, and safety. The evolution of entities in the payments ecosystem in the last decade – whether traditional banks, payment processors, fintechs, or merchants – points to the fact that we are moving to a model where the transfer of money will be instant, frictionless, and omni-channel.